Microcap Ledger Winchester Bancorp, Inc./MD/ $WSBK
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- Savings Institutions, Not Federally Chartered
- Headquarters
- Winchester, MA
- Fiscal year end
- December 31
- Shares outstanding
- 9,295,376 [10-K 2026-09-16]
What the company doesAI summary of filing
Winchester Bancorp, Inc. is a Maryland bank holding company incorporated in December 2024 that owns Winchester Savings Bank, a Massachusetts-chartered savings bank founded in 1871. The Bank accepts deposits from the general public and deploys those funds into residential real estate loans (46.5% of portfolio), multi-family residential loans (24.3%), construction loans (13.3%), commercial real estate loans (12.2%), and smaller amounts of home equity loans, commercial business loans, and consumer loans. The company is revenue-generating, with net income of $4.4 million for the year ended June 30, 2026, and operates from a main office and four full-service branches in eastern Massachusetts, competing with large regional banks, community banks, and credit unions for deposits and loan customers. [10-K 2026-09-16]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| FY ended Jun 2026 | — | $4.42M | $5.40M | $60.05M | [10-K 2026-09-16] |
| FY ended Jun 2025 | — | −$874.0K | $2.46M | $55.24M | [10-K 2026-09-16] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2025-03-27 | 0 | [10-Q 2025-03-27] |
| 2025-05-12 | 9,295,376 | [10-Q 2025-05-12] |
| 2025-09-08 | 9,295,376 | [10-K 2025-09-17] |
| 2025-11-12 | 9,295,376 | [10-Q 2025-11-12] |
| 2026-02-02 | 9,295,376 | [10-Q 2026-02-11] |
| 2026-05-13 | 9,295,376 | [10-Q 2026-05-13] |
| 2026-09-10 | 9,295,376 | [10-K 2026-09-16] |
- Shelf registration
- S-1 filed 2024-12-12; declared effective 2025-02-11 [S-1 2024-12-12]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-05-26 | Merritt Edward J | buy | 915 | $12.76 | [4 2026-05-27] |
| 2026-05-21 | Carroll John A | buy | 50 | $12.75 | [4 2026-05-22] |
| 2026-05-07 | Snow John Ingalls Iii | buy | 1,525 | $12.79 | [4 2026-05-08] |
| 2026-05-07 | Snow John Ingalls Iii | buy | 200 | $12.77 | [4 2026-05-08] |
| 2026-05-05 | Snow John Ingalls Iii | buy | 6,110 | $12.87 | [4 2026-05-06] |
| 2026-05-05 | Snow John Ingalls Iii | other | 600 | — | [4 2026-05-06] |
| 2026-05-05 | Snow John Ingalls Iii | other | 200 | — | [4 2026-05-06] |
| 2026-05-01 | Boodakian Stephen Harry | buy | 2,500 | $12.93 | [4 2026-05-05] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-30 | 8-K | Other events |
| 2026-09-28 | DEF 14A | Proxy statement |
| 2026-09-16 | 10-K | Annual report |
| 2026-07-30 | 8-K | Results of operations; Charter, bylaws or fiscal year change |
| 2026-05-13 | 10-Q | Quarterly report |
| 2026-04-29 | 8-K | Results of operations |
| 2026-02-11 | 10-Q | Quarterly report |
| 2026-01-28 | 8-K | Results of operations |
| 2025-11-13 | 8-K | Shareholder vote results |
| 2025-11-12 | 10-Q | Quarterly report |
| 2025-10-22 | 8-K | Results of operations |
Alerts for $WSBK
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Facts as of . Small caps move fast; check the latest filings.