Microcap Ledger

Tickers · $USCB

Uscb Financial Holdings, Inc. $USCB

By Microcap Ledger desk · CIK 0001901637

Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.

Snapshot

Exchange
Nasdaq Global Market
Sector
State Commercial Banks
Headquarters
Doral, FL
Fiscal year end
December 31
Shares outstanding
18,474,470 [10-Q 2026-08-07]
as of 2026-07-31

Sources: [10-K 2026-03-13]

What the company doesAI summary of filing

USCB Financial Holdings, Inc. is a bank holding company formed in 2021 that owns U.S. Century Bank, a Florida state-chartered bank operating 10 banking centers in South Florida with total consolidated assets of $2.8 billion as of December 31, 2025. The company generates revenue through lending services focused on small-to-medium-sized businesses, specialty banking products including SBA lending, yacht financing, and homeowner association services, as well as through deposit products and title insurance services. The bank is a revenue-generating institution regulated by the Federal Reserve, FDIC, and Florida Office of Financial Regulation and maintains a conservative credit culture emphasizing relationship-based banking in the South Florida market. [10-K 2026-03-13]

Segments: Lending Services (SBA, yacht, commercial), Deposit Products, Specialty Banking (HOA, Private Client Group, Correspondent Banking), Title Services

Financial health

From XBRL company facts (USD)
PeriodRevenueNet incomeOperating cash flowCashFiling
6 months to Jun 2026—$18.43M $39.93M$118.15M[10-Q 2026-08-07]
FY ended Dec 2025—$26.10M $42.80M$38.48M[10-K 2026-03-13]
FY ended Dec 2024—$24.67M $34.84M$77.03M[10-K 2026-03-13]

Capital structure and dilution

Summary only. How these instruments work: Dilution & financing desk.

Share count
DateShares outstandingFiling
2024-10-3119,840,632[10-Q 2024-11-12]
2025-02-2820,053,025[10-K 2025-03-14]
2025-04-3020,048,385[10-Q 2025-05-09]
2025-07-3120,078,385[10-Q 2025-08-08]
2025-10-3118,110,385[10-Q 2025-11-07]
2026-02-2818,256,986[10-K 2026-03-13]
2026-04-3018,263,900[10-Q 2026-05-08]
2026-07-3118,474,470[10-Q 2026-08-07]
Shelf registration
S-3 filed 2025-05-02; declared effective 2025-05-22 [S-3 2025-05-02]

Listing status

Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.

More on deficiency notices and uplistings: Listing status desk.

Who owns it

Recent Form 4 transactions
DateInsiderTypeSharesPriceFiling
2026-07-06Garrido Sergio E.grant15,000—[4 2026-07-09]
2026-06-08Collazo Andressell1,000$19.00[4 2026-06-08]
2026-05-21De La Aguilera Luisexercise49,414$12.05[4 2026-05-22]
2026-05-21De La Aguilera Luissell49,414$18.30[4 2026-05-22]
2026-05-20De La Aguilera Luisexercise36,826$12.05[4 2026-05-21]
2026-05-20De La Aguilera Luissell36,826$18.15[4 2026-05-21]
2026-05-19De La Aguilera Luisexercise4,931$12.05[4 2026-05-21]
2026-05-19De La Aguilera Luissell4,931$18.01[4 2026-05-21]
2026-05-18De La Aguilera Luisexercise2,485$12.05[4 2026-05-19]
2026-05-18De La Aguilera Luissell2,485$18.06[4 2026-05-19]
2026-05-15De La Aguilera Luisexercise805$12.05[4 2026-05-19]
2026-05-15De La Aguilera Luissell805$18.05[4 2026-05-19]

Catalysts and calendar

Recent filings and releases
DateTypeTitle
2026-08-1413G/ABeneficial ownership report (5%+ holder)
2026-08-0710-QQuarterly report
2026-07-288-KRegulation FD disclosure
2026-07-238-KResults of operations; Regulation FD disclosure
2026-07-208-KRegulation FD disclosure
2026-07-1713GBeneficial ownership report (5%+ holder)
2026-07-1613D/ABeneficial ownership report (5%+ holder)
2026-06-018-KOther events
2026-05-278-KShareholder vote results; Other events
2026-05-0810-QQuarterly report
2026-05-018-KMaterial agreement terminated
2026-04-238-KResults of operations; Regulation FD disclosure

Facts as of . Small caps move fast; check the latest filings.