Microcap Ledger

Tickers · $FLD

Fold Holdings, Inc. $FLD

By Microcap Ledger desk · CIK 0001889123

Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.

Snapshot

Exchange
Nasdaq Capital Market
Sector
Finance Services
Headquarters
Phoenix, AZ
Fiscal year end
December 31
Shares outstanding
55,077,187 [10-Q 2026-08-11]
as of 2026-08-09

Sources: [10-K 2026-03-17]

What the company doesAI summary of filing

Fold is a bitcoin-focused financial services company founded in 2019 that offers consumers a suite of products to accumulate, save, and use bitcoin through everyday financial activities. The company provides an FDIC-insured checking account, Visa prepaid debit card, bill payment services, a bitcoin rewards credit card (launched in limited form in March 2026), bitcoin gift cards, and merchant reward offers, all accessible through a mobile app. Fold generates revenue through transaction fees, processing fees on gift card redemptions, and rewards funded by bitcoin purchases, and maintains a corporate bitcoin treasury. The company is revenue-generating and serves approximately 84,000 verified accounts as of December 31, 2025. [10-K 2026-03-17]

Segments: Banking and Payments, Credit Card, Rewards Network, Custody & Trading

Financial health

From XBRL company facts (USD)
PeriodRevenueNet incomeOperating cash flowCashFiling
6 months to Jun 2026$11.68M−$38.82M −$16.04M$28.39M[S-1 2026-09-18]
FY ended Dec 2025$31.79M−$69.59M −$16.12M$7.65M[S-1 2026-09-18]
FY ended Dec 2024$23.75M−$65.09M −$3.31M$18.33M[S-1 2026-09-18]
Quarterly cash burn
−$8.02M
Cash runway Estimate
~10.6 months

Estimate: cash at the end of the period (6 months to Jun 2026) divided by the average monthly operating cash outflow over that period. Ignores any cash raised or spent since, and any financing.

Capital structure and dilution

Summary only. How these instruments work: Dilution & financing desk.

Share count
DateShares outstandingFiling
2025-03-2846,888,876[10-K 2025-03-28]
2025-05-1546,382,470[10-Q 2025-05-15]
2025-08-1146,789,930[10-Q 2025-08-12]
2025-11-1048,307,642[10-Q 2025-11-10]
2026-03-1249,831,298[10-K 2026-03-17]
2026-05-1050,783,350[10-Q 2026-05-12]
2026-08-0955,077,187[10-Q 2026-08-11]
Shelf registration
S-1 filed 2026-09-18; declared effective 2026-09-28 [S-1 2026-09-18]

Listing status

Current status: 2 Form 8-K Item 3.01 filing(s) in the last 24 months, most recent 2026-07-17. Item 3.01 covers delisting notices, failures to meet a listing rule and listing transfers; read the filing for which one.

DateEventDetailsDeadlineFiling
2026-07-178-K Item 3.01Notice of delisting or failure to satisfy a continued listing rule or standard; or transfer of listing—[8-K 2026-07-17]
2024-12-188-K Item 3.01Notice of delisting or failure to satisfy a continued listing rule or standard; or transfer of listing—[8-K 2024-12-18]

More on deficiency notices and uplistings: Listing status desk.

Who owns it

Recent Form 4 transactions
DateInsiderTypeSharesPriceFiling
2026-10-02Repass Wolfesell5$0.53[4 2026-10-05]
2026-10-02Repass Wolfesell774$0.53[4 2026-10-05]
2026-10-02Repass Wolfesell452$0.53[4 2026-10-05]
2026-10-02Reeves William Brian Poppicsell453$0.53[4 2026-10-05]
2026-10-02Reeves William Brian Poppicsell4,851$0.53[4 2026-10-05]
2026-10-02Dickman Thomas Jsell6$0.53[4 2026-10-05]
2026-10-01Repass Wolfeexercise2,639—[4 2026-10-05]
2026-10-01Repass Wolfeexercise17—[4 2026-10-05]
2026-10-01Repass Wolfeexercise1,540—[4 2026-10-05]
2026-10-01Reeves William Brian Poppicexercise1,075—[4 2026-10-05]
2026-10-01Reeves William Brian Poppicexercise11,548—[4 2026-10-05]
2026-10-01Dickman Thomas Jexercise17—[4 2026-10-05]

Catalysts and calendar

Facts as of . Small caps move fast; check the latest filings.