Microcap Ledger BayFirst Financial Corp. $BAFN
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- State Commercial Banks
- Headquarters
- St Petersburg, FL
- Fiscal year end
- December 31
- Shares outstanding
- 26,962,815 [10-Q 2026-08-14]
What the company doesAI summary of filing
BayFirst Financial Corp. is a bank holding company that operates through its wholly owned subsidiary, BayFirst National Bank, serving consumers and small businesses in the Tampa Bay and Sarasota regions of Florida. The company generates revenue primarily through community banking services, including deposit products such as checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts, as well as lending products including commercial, consumer, and residential real estate loans. The company also offers government-guaranteed lending through USDA and SBA loan programs. As of December 31, 2025, BayFirst was a revenue-generating institution with $1.30 billion in total assets, $963.9 million in loans held for investment, and $1.18 billion in total deposits. [10-K 2026-03-27]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | −$38.59M | −$2.84M | $139.16M | [10-Q 2026-08-14] |
| FY ended Dec 2025 | — | −$24.57M | $288.83M | $206.98M | [10-K/A 2026-08-12] |
| FY ended Dec 2024 | — | $10.19M | $393.39M | $77.79M | [10-K/A 2026-08-12] |
- Quarterly cash burn
- −$1.42M
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2025-03-14 | 4,147,334 | [10-K 2025-03-25] |
| 2025-05-08 | 4,129,027 | [10-Q 2025-05-13] |
| 2025-08-06 | 4,133,637 | [10-Q 2025-08-11] |
| 2025-11-05 | 4,110,003 | [10-Q 2025-11-12] |
| 2026-03-16 | 4,108,072 | [10-K 2026-03-27] |
| 2026-05-05 | 4,108,072 | [10-Q 2026-05-12] |
| 2026-08-04 | 26,962,815 | [10-Q/A 2026-08-12] |
| 2026-08-05 | 26,962,815 | [10-Q 2026-08-14] |
- Shelf registration
- S-1 filed 2026-08-13; declared effective 2026-08-24 [S-1 2026-08-13]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-09-04 | Mckim Scott Joseph | other | 47.555 | $6.31 | [4 2026-09-09] |
| 2026-09-04 | Oliver Robin Leigh | other | 47.555 | $6.31 | [4 2026-09-09] |
| 2026-07-14 | Rogers Alfred Tate Jr | sell | 148,564 | — | [4 2026-08-07] |
| 2026-07-14 | Rogers Alfred Tate Jr | sell | 279,986 | — | [4 2026-08-07] |
| 2026-07-14 | Rogers Alfred Tate Jr | sell | 22,856 | — | [4 2026-08-07] |
| 2026-07-14 | Rogers Alfred Tate Jr | sell | 691,394 | — | [4 2026-08-07] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-30 | 8-K | Regulation FD disclosure |
| 2026-09-29 | 8-K | Director or officer change |
| 2026-09-24 | 8-K | Shareholder vote results |
| 2026-09-01 | 8-K | Other events |
| 2026-09-01 | 424B3 | Prospectus or prospectus supplement |
| 2026-08-27 | 8-K | Director or officer change |
| 2026-08-24 | 424B3 | Prospectus or prospectus supplement |
| 2026-08-21 | S-1/A | Registration statement |
| 2026-08-21 | S-1/A | Registration statement |
| 2026-08-20 | S-1/A | Registration statement |
| 2026-08-20 | S-1/A | Registration statement |
| 2026-08-19 | DEF 14A | Proxy statement |
Alerts for $BAFN
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Facts as of . Small caps move fast; check the latest filings.