Microcap Ledger

Tickers · $ACIC

AMERICAN COASTAL INSURANCE Corp $ACIC

By Microcap Ledger desk · CIK 0001401521

Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.

Snapshot

Exchange
Nasdaq Capital Market
Sector
Fire, Marine & Casualty Insurance
Headquarters
Saint Petersburg, FL
Fiscal year end
December 31
Shares outstanding
48,464,047 [10-Q 2026-05-08]
as of 2026-05-01

Sources: [10-K 2026-03-09]

What the company doesAI summary of filing

American Coastal Insurance Corporation is a holding company engaged in commercial property and casualty insurance, operating primarily through its subsidiary American Coastal Insurance Company (AmCoastal) in Florida. The company writes commercial multi-peril property insurance for residential condominiums, apartments, and assisted living facilities, generating revenue through premiums on policies covering fire, wind, hail, water, theft, and vandalism. It also earns commissions on equipment breakdown, identity theft, and flood policies where it cedes all risk to other companies. The company distributes condominium policies exclusively through AmRisc and apartment and assisted living policies through Skyway Underwriters, with all policies concentrated in Florida. [10-K 2026-03-09]

Segments: Condominium insurance, Apartment insurance, Assisted living insurance, Not-at-risk offerings (equipment breakdown, identity theft, flood)

Financial health

From XBRL company facts (USD)
PeriodRevenueNet incomeOperating cash flowCashFiling
6 months to Jun 2026$153.82M$41.15M $52.76M$218.94M[10-Q 2026-08-06]
FY ended Dec 2025$335.44M$106.84M $71.03M$198.76M[10-K 2026-03-09]
FY ended Dec 2024$296.66M$75.72M $243.51M$137.04M[10-K 2026-03-09]

Capital structure and dilution

Summary only. How these instruments work: Dilution & financing desk.

Share count
DateShares outstandingFiling
2024-08-0548,145,582[10-Q 2024-08-08]
2024-11-0648,204,962[10-Q 2024-11-12]
2025-03-0348,248,630[10-K 2025-03-10]
2025-05-0248,353,412[10-Q 2025-05-08]
2025-08-0448,765,302[10-Q 2025-08-07]
2025-11-0348,765,302[10-Q 2025-11-06]
2026-03-0248,656,205[10-K 2026-03-09]
2026-05-0148,464,047[10-Q 2026-05-08]

Listing status

Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.

More on deficiency notices and uplistings: Listing status desk.

Who owns it

Recent Form 4 transactions
DateInsiderTypeSharesPriceFiling
2026-09-24Adler Brookesell21,196$9.06[4 2026-09-25]
2026-09-22Martz Bradbuy10,000$9.15[4 2026-09-24]
2026-08-17Griffith Christopherexercise19,672$4.33[4 2026-08-19]
2026-08-17Griffith Christophersell19,672$9.41[4 2026-08-19]
2026-08-17Griffith Christophersell22,000$9.40[4 2026-08-19]
2026-07-15Crawford Troy Jother478$10.13[4 2026-07-17]
2026-05-26Brown Deirdre Agrant5,000—[4 2026-05-28]
2026-05-26Peed Danielgrant5,000—[4 2026-05-28]
2026-05-26Whittemore Kent Ggrant5,000—[4 2026-05-28]
2026-05-26Poitevint Alec Iigrant5,000—[4 2026-05-28]

Catalysts and calendar

Facts as of . Small caps move fast; check the latest filings.